I'm not super knowledgaeable about AC wiring, so be patient if I have some of this wrong.
So, my power comes in off the street and goes through the meter. It then splits and goes through the two breakers (150A house and 200A shop). At that point, the 150A power goes in and travels to the breaker panel on the other side of the house, in the garage. The 200A power goes out of the service entrance as a 4-0 cable that's buried and runs about 150' to the shop, where it then enters the shop and feeds the shop breaker panel.
Pics:

I think the power comes in on the left, from the street. It then exits on the right and goes back to the shop.
The pex is for the fiber optic for the shop computer / internet and some of the junk still on the house is leftover from when I had cable. I'm going to clean all of this up this spring when I landscape this corner of the house.

Inside the panel. On the right, that's a surge protector.
My house as hit by lightning in 2025. I lost my desktop machine, monitor, server, UPS backup, router, surround sound in my office (speakers), surround sound in the living room (subwoofer and receiver), etc. This was while we were building the shop so I pestered the electricians to come up with any ideas for protecting the house against further strikes. What they came up with was:
- Surge protectors in both of the panels
- Good surge protectors in the house, including one where the internet signal enters the house
- Upgrading the grounds on both of the structures with larger wire than code requires. So both the house and shop have two 8' long ground rods and the wire attached to them is 4 or 6 ga (can't remember). Before it was either 6 or 8 ga.
They said anything beyond that wasn't really cost effective for a residence. It would have meant a ring of ground rods circling the house, stuff like that.
Will Ga. Power let me do this myself? I have plenty of friends who are competent to help me install a transfer switch. I just figured Ga. Power wouldn't turn the power off to my house without a permit or licensed electrician.